Why Pre-Qualify?

In the market for a new mortgage loan? We will be glad to help! Give us a call today at 9727982110. Ready to begin? Apply Here.

Even if you have not researched houses to view yet, it's important to see your mortgage professional early. Why? How can we help you before you have made an offer, and don't know yet how much you want to borrow?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you figure out the amount in mortgage payments you can afford, and the size of loan you can qualify for. The process takes you through your financial situation - your debt, income, career, and cash available for down payment, among other things. We will ask for a minimum amount of paperwork, with a quick process.

After you qualify, we present to you what's called a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which says that we are helping you to find the right loan program to meet your financial needs and that we are confident you will qualify for a mortgage up to a specific amount.

Buying Power

Several beneifits open to you after you find your next house, and have achieved pre-qualification. First, it lets you know how much you're able to offer. Being pre-qualified will also make your offer more attractive to the home seller, like you were bringing them a bag full of cash! They need not wonder if they're wasting their time if you don't be able to qualify for a big enough mortgage. The seller won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. They have a virtual guarantee that they can trust your ability to back up your offer.

We will help you pre-qualify

Our mortgage professionals will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. This process outlines your current financial situation - your debt, income, job, cash available for down payment, among other things. It's short and to the point; and we keep the paperwork light.

One-on-One

You can certainly use the mortgage calculators here on this site to calculate how much mortgage you will be able to afford - but it's also essential to talk with one of our mortgage professionals. For one thing, you'll want a Pre-Qualification Letter! Then, we can make sure we have the best mortgage loan program for you. Contact us at 9727982110 to get started.

Have questions about pre-qualifying? Call us at 9727982110. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.

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Homewithloan.com

4815 State Hwy 121 Suite 2
The Colony, TX 75056