Closing Costs for Home Real Estate Transactions

"Closing Costs" are the fees which cover various services involved when you sell or buy a house. Buyers & sellers usually negotiate these closing costs.

Many of the closing costs associated with buying a house are associated with getting the mortgage loan. At Homewithloan.com, we are highly experienced in residential mortgage lending, so we can provide you with a comprehensive list of closing costs related to your mortgage in your "Loan Estimate".

The Loan Estimate (Also known as the LE)

Buyers get a "Loan Estimate" of closing costs at the time the loan application is submitted to the lender. We base this cost estimate on our extensive past experience. It's important to note that while our LEs are very accurate, we cannot always predict your costs to the penny. We review LEs with buyers almost every day, so we are happy to answer the you have about closing costs.

Below you'll find a generic list of closing costs. We will provide you with a specific list of your closing costs when we provide your Loan Estimate.

Standard Closing Costs

Loan-Related Costs
  • Interest Payment
  • Escrow Account
  • Taxes
  • Loan-related costs
  • Points — These are costs you pay up-front to lower your mortgage interest rate (optional)
  • Appraisal Fee
  • Pulling YourCredit Report
Property Taxes
  • Insurance
  • Transfer Taxes and Recording Fees
Homeowners Insurance
  • Flood / Earthquake Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance

Homewithloan.com can answer questions about these closing costs. Call us: 9727982110.

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Homewithloan.com

4815 State Hwy 121 Suite 2
The Colony, TX 75056