"Closing Costs" are the fees which cover various services involved when you sell or buy a house. Buyers & sellers usually negotiate these closing costs.
Many of the closing costs associated with buying a house are associated with getting the mortgage loan. At Homewithloan.com, we are highly experienced in residential mortgage lending, so we can provide you with a comprehensive list of closing costs related to your mortgage in your "Loan Estimate".
Buyers get a "Loan Estimate" of closing costs at the time the loan application is submitted to the lender. We base this cost estimate on our extensive past experience. It's important to note that while our LEs are very accurate, we cannot always predict your costs to the penny. We review LEs with buyers almost every day, so we are happy to answer the you have about closing costs.
Below you'll find a generic list of closing costs. We will provide you with a specific list of your closing costs when we provide your Loan Estimate.
Standard Closing Costs
Interest Payment Escrow Account TaxesLoan-related costs Points — These are costs you pay up-front to lower your mortgage interest rate (optional) Appraisal Fee Pulling YourCredit Report
Insurance Transfer Taxes and Recording Fees
Flood / Earthquake Insurance Private Mortgage Insurance (PMI) Title Insurance
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